Pundit Says This Is Your Last Chance to Buy XRP This Low. Here’s why

Ripple’s long-term strategy for blockchain-based financial infrastructure has returned to the spotlight after crypto commentator X Finance Bull publicized remarks from Ripple Prime International CEO Mike Higgins.

The post claimed that Ripple Prime, which reportedly clears more than $3 trillion annually for over 300 institutions, is working toward moving that activity onto the XRP Ledger (XRPL), prompting renewed conversations about what such a transition could mean for the XRP ecosystem.

In the tweet, X Finance Bull wrote, “Ripple Prime will bring trillions closer to XRP and XRPL,” before adding that Higgins had said the goal is to move all of Ripple Prime’s clearing business onto the XRP Ledger. The post concluded with a bullish message urging investors to buy XRP while prices remain at current levels.

Higgins Explains Ripple’s On-Chain Infrastructure Strategy

The tweet included a video featuring Higgins discussing Ripple’s broader vision for its financial services platform. According to Higgins, Ripple is building its products with the XRP Ledger and XRP at the center of its strategy, while gradually transitioning traditional prime brokerage and clearing services onto blockchain infrastructure.

He explained that as financial markets increasingly operate around the clock, stablecoins have become an essential component of the ecosystem. Higgins noted that institutions interacting with stablecoins also require custody solutions, making digital asset custody another important part of Ripple’s expanding product suite.

Higgins added that these services work together as part of a broader financial infrastructure. In his view, the digital economy requires custody services, prime brokerage, stablecoins for transferring value, and a blockchain ledger capable of supporting those transactions.

He also reiterated Ripple’s belief that virtually every asset of value will eventually become tokenized and move on-chain. Higgins said Ripple is positioning itself to provide services across that evolving ecosystem, noting both internally developed products and acquisitions that support the company’s long-term strategy.

Community Responses Highlight Differing Perspectives

The comments beneath the post reflected mixed reactions from members of the XRP community.

One user, Paul Roussel, questioned the repeated claims that current prices represent the final opportunity to purchase XRP at a discount. He remarked that similar predictions had accompanied several previous price levels as XRP declined over recent months. Roussel also questioned XRP’s level of retail adoption, arguing that the number of XRP wallet holders remains relatively small compared with the global population.

Another commenter, Prophet, raised concerns about XRP’s direct utility within Ripple’s expanding institutional ecosystem. While acknowledging Ripple’s progress in building financial infrastructure, he questioned whether those developments necessarily translate into stronger demand for XRP itself.

He pointed to recent announcements involving institutions adopting alternative blockchain networks or using Ripple USD (RLUSD) as a settlement asset, suggesting that giving clients multiple settlement options, including RLUSD, Bitcoin, Ether, and XRP, could reduce XRP’s competitive advantage.

Although Higgins’ comments focused on Ripple’s broader blockchain infrastructure and tokenization strategy, the discussion that followed illustrates the different opinions within the XRP community. While supporters see Ripple Prime’s plans as another step toward expanding activity on the XRP Ledger, others continue to question how that growth will ultimately affect demand for XRP as a digital asset.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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